Michelle Kim joined HSBC in January 2006 and is currently a Premier Mortgage Consultant with HSBC Bank in the Downtown Los Angeles branch office. 2017 marks the eleventh straight year that Michelle has been ranked in the top 1% of HSBC mortgage professionals nationally, and also received HSBC’s top distinction globally, the CEO’s Circle of Excellence Award, bestowed only on top 1% of the employees globally. In addition, Michelle has received numerous other awards and recognitions throughout her tenure at HSBC Bank. She was ranked #1 for dollar volume as a Mortgage Originator in 2016 ARE Magazine. 100% of Michelle’s business is Premier, built through her extensive network of referral relationships with numerous sources including realtors, attorneys, CPAs, financial services professionals, business owners and executives, and especially existing clientele. She is a product expert in residential mortgages and takes an advisory approach to service domestic clients and also foreign national clients from all over the world. Michelle serves as 2017 Secretary/Executive Board of Director for the AREAA Greater LA Chapter and volunteers her time with No Kid Hungry, Habitat for Humanity,and various outreach programs in feeding the homeless in Downtown Los Angeles. She is fluent in Korean, travels to Asia extensively, and resides in Downtown Los Angeles.